5+

IOUX (A Unit of Petit Moyen Kapital, RBI registered NBFC)

Eligible Businesses

Business Enterprises engaged in Manufacturing, Trading or providing Services including Micro, Small & Medium Enterprises (MSMEs).

Purpose

Working Capital Credit through

  • Invoice & Bills Discounting
  • Working Capital Term Loan / Line of Credit

Financing of Invoices & Bills accepted through IOUX at concessional terms*.

IOUX based Digital Securitization for Financing of Supply Bills & Invoices of Operational Creditors resolves the problem of their Delayed Payments.

Eligibility

  • The Business Enterprises should be 3 years old and having achieved profit during the last two years as per audited/ certified Accounts
  • Positive Net Worth and Sound Financials of Promoters/ Directors/ Partners/ Proprietor.
  • Satisfactory Credit track record with existing Bankers / FIs

Key Attractions

  • Up to 100% finance based on track record.
  • No/Very Low collateral option
  • Low processing fee
  • Attractive Interest Rates

Documentation / Disbursement

  • Simple Loan documentation
  • Fast Disbursement
Apply Now

Create Contract

Select draft Agreement & finalise terms with second party. Affix Stamp Duty & eSign

Click to Know More...
Create smart contract

Sign & Execute

eSign from Computer or Mobile, along with eKYC, eStamp Paper & obtain Digital Document Execution (DDE) Report

Click to Know More...
eSign and Execute

Track & Manage

Milestone monitoring, Auto reminders Completion Updates, Failure Notices

Click to Know More...
Track and Manage