Finance @ IOUX (A Unit of Petit Moyen Kapital, RBI registered NBFC)

Avail Finance Discounting or loan

Avail Credit

IOUX (A Unit of Petit Moyen Kapital, RBI registered NBFC)

  • IOUX (a unit of Petit Moyen Kapital Private Limited, an RBI registered NBFC) has multiple Financers/ Financing Institutions empanelled on the platform to offer various financing products mainly for Invoice and Sales Bills.
  • Only Banks and RBI registered NBFCs and other regulated entities are empanelled on the IOUX platform for financing.
  • All empanelled Financing Institutions are mandated to strictly follow KYC Norms, Fair Practice Code and Grievance Redressal Mechanism as per the requirements of the Reserve Bank of India.
  • Financing Institutions are matched with borrower/user’s credit requirements and profile thereby providing one or more options of financing to the users.
  • IOUX enables an online system to digitally process financing offers from initial acceptance of terms offered, allowing negotiation between the User and Financing Institutions, finalising the terms and creation of a contract through required documentation between the financing institutions and the user based on the final acceptance of terms negotiated between the Financing Institutions and the User.

Lending Partner

IOUX (A Unit of Petit Moyen Kapital, RBI registered NBFC)

IOUX is empanelling select NBFCs/Financing Institutions on its platform for facilitating financing/discounting of Credit Sales Invoices and Usance Bills as per KYC Norms, Fair Practice Code and Grievance Redressal Mechanism as per the requirements of the Reserve Bank of India.

  • Small & Medium businesses categorised as Micro, Small and Medium Enterprises face a lot of problems in realisation of their bills and receivables from their buyers.
  • Credit sales by vendors is a way of life for any business and non-realisation of bills or delay in their realisation causes severe hardships to them.
  • At IOUX (a Unit of Petit Moyen Kapital Private Limited, an RBI registered NBFC) vendors of credit sales can upload their Credit Sales Invoices and Usance Bills which are meant for realisation after a specific period. These credit invoices are offered for discounting from Banks and NBFCs so that the Venders can get liquidity for their operations.
  • Besides, IOUX also offers to assist the financiers in online KYC & Credit Reports for prospective borrowers in real time.
  • Avoid costly and time-consuming customer acquisition to expand your lending services
  • End to End Integrated Lending Lifecycle from Online Loan Application, eKYC, Lead Sharing, Online Smart Loan Documentation with vKYC, eStamping, Aadhar OTP based eSign, eNach

Reach out to thousands of MSMEs & tap new area of business for your organisation through invoice discounting and credit sales financing.
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